What We Do

Individual Family Estate
Planning Strategies

We have the experience you need to ensure your estate plan is done right and is viable and complete when you need it. Plus, we make it easy and affordable.

Guaranteed Retirement
Strategies

When it comes to developing an overall retirement strategy, knowledge really is power. Our resources can help clarify your needs and goals and give you insight into the latest research.

More About Us

Todd Hammer offers insurance and securities products and services as a Registered Representative of Pruco Securities, LLC (Pruco). Hammer Financial is not affiliated with Pruco. Other products and services may be offered through a non-Prudential entity. 1-800-778-2255. Hammer Financial and its representatives do not render tax or legal advice. Please consult with your own advisors regarding your particular situation.

Hammer Financial Strategies

Individual Family Estate Planning Strategies

Multi-Generational Wealth Transfer –When G-1 is too old or young but sick, to qualify, yet has a $30M+ estate and substantial need for tax planning strategies

Family Trust Revitalization- where existing trust is being diluted by too many beneficiaries

Business Buy-Sell, Key man and Informal Supplemental income for small Groups of 5-200

Charitable Planned Giving- Creates Endowments and tax-free income Stream to Charity for decades- for individual endowment and Donor Groups

Strategies to generate supplemental tax-free retirement income

Permanent life insurance coverage

Loan Regime Split Dollar

Return of Premium Life Insurance

Life insurance planning strategies with built in coverage for Critical Illness, critical Injury and chronic (LTC) Illness.

Annuities that can provide guaranteed retirement income for life*

Credit Shelter trust with life insurance to mitigate State estate taxes

Consultation Request

Contact
Office:    (203)-984-4404

597 Westport Avenue
Suite B528
Norwalk, CT 06851
todd.hammer@prudential.com
CA insurance License # 0825864

Check the background of your financial professional on FINRA’s BrokerCheck

Todd Hammer offers insurance and securities products and services as a Registered Representative of Pruco Securities, LLC (Pruco).  Hammer Financial is not affiliated with Pruco. Other products and services may be offered through a non-Prudential entity. 1-800-778-2255. Hammer Financial and its representatives do not render tax or legal advice. Please consult with your own advisors regarding your particular situation.

Availability of Disability Income and Long Term Care Insurance varies by carrier and state

1025796-00002-00
Licenses and State Registrations:
Securities:  CT, NY, FL
Life Insurance: CT, NY, FL, CA, NJ, DE
Variable Life Insurance: CT, NY, FL, NJ,
Mutual Funds: CT, NY, FL

Variable Annuities: CT, NY, FL, NJ

Copyright © 2020 Hammer Financial. All Rights Reserved. CA insurance License # 0825864